Did you know that Social Security Disability Insurance (SSDI) covers over a dozen different disabilities? That’s right, SSDI is not like other disability programs and can cover multiple types of disabilities. But how do you know if SSDI covers your disability? In this article, we will discuss disabilities are covered bysocial security disability compensation.
Take note because Our Brandon, Florida Social Security Disability Attorneys have listed the disabilities that are covered by Social Security Disability Benefits. Examine the list to check whether your condition is included.
What exactly is a disability?
According to the legal concept of “disability,” a person is considered handicapped if they cannot engage in any major gainful activity due to a medical or physical impairment or impairments.
Individuals with disabilities are defined as “any individual who has a physical or mental handicap that severely limits one or more of such person’s principal living activities; medical records demonstrating such impairment; or is considered to have such impairment” (ADA 29 CFR 1630.2).
What is Social Security Disability Insurance Benefits?
The Disability Benefits under Social Security is funded and handled by the United States Social Security Administration, a government agency (SSA). Suppose you have worked long enough and have a physical condition that prevents you from working for at least a year or is predicted to conclude in death. In that case, Social Security will pay you and certain members of your family disability benefits.
According to statistics, a 20-year-old worker has a one-in-four chance of being handicapped before reaching full retirement age.
So, suppose you or a loved one has been diagnosed with a covered disability. In that case, it’s important to consult with an attorney who handles Social Security claims from the first filing through the appeal, if necessary.
Some of the disabilities that qualify for SSDI are listed here.
Medical problems that may automatically qualify the policyholder for social security disability compensation
Musculoskeletal system and connective problems including
- Arthritis
- Back pain
- Fibromyalgia
- Reflex Sympathetic Dystrophy (RSD).
Mental disorders include
- Mood disorders
- Schizophrenia
- PTSD
- Autism or Asperger’s syndrome
- Depression
Cardiovascular conditions and circulatory disorders
- Angina
- Hypertension
- Heart diseases
- Cancer
Nervous system and sense organs conditions
- Parkinson’s diseases
- Epilepsy
- Blindness
- Hearing loss
Other Medical Conditions
Other medical conditions that may enable you to qualify from Social Security Disability Insurance benefits include:
- severe migraines
- autoimmune system illness (lupus),
- digestive system disorders (such as Crohn’s disease or irritable bowel syndrome),
- genitourinary system disorders (such as kidney disease),
- and respiratory system disorders (emphysema, asthma or chronic obstructive pulmonary disease, or COPD).
Children’s Disability Benefits
The SSI program provides monetary support to children who are disabled. Eligibility criteria for children include financial benchmarks based on the income of the child’s parents or legal guardians and medical standards based on the child’s disability or impairment.
Social Security Disability Assessment
Many diseases need meticulous screening, including answering these five questions:
- Do you have a job?
If you work, are not blind, and earn above $1,350 per month in 2022, you are not handicapped. If you are unemployed or your salary is below the Substantial Gainful Activity SGA threshold, proceed to question two.
- Is your ailment severe?
So long as your ailment does not interfere with fundamental work-related tasks, you are not disabled. Move on to question three if your condition interferes with fundamental job tasks.
- Is your condition listed as disabling?
The Social Security Administration (SSA) maintains a list of chronic medical conditions. If your disease isn’t one of them, Social Security will assess its severity. Your application will be granted if your disability is severe enough. If not, go to question four.
- Can you perform your prior work?
If your health condition does not prevent you from doing the task you used to perform, you are not disabled. If so, go to question five.
- Can you do other work?
Finally, if you can’t perform your old job, Social Security will assess whether you can do anything else. Assuming you can adapt to other acceptable jobs, Social Security will not deem you disabled and deny your claim. Your claim will be granted if you can’t adapt.
Conditions must also be predicted to persist a year or result in death.
When To Apply for Social Security Disability Compensation?
Apply as soon as you are disabled.
The Social Security Disability Insurance (SSDI) waiting period is five months; therefore, benefits won’t start until the sixth full month of disability. The SSDI waiting period starts one month after we determine your impairment.
If you have ALS and get SSDI benefits after July 23, 2020, there is no waiting period.
SSA pays social security disability compensation for the first full month after you make your claim or later if you become eligible for SSI.
Can you reapply for Social Security Disability Insurance Benefits?
Applying for Social Security Disability Insurance Benefits (SSDI) or SSI is not limited. If your claim for benefits is refused, you should consider whether you should appeal the decision or file a new claim altogether.
Unless you have a new medical problem, disability attorneys typically advise appealing your first denial.
Don’t freak out if your disability claim is denied!
The list mentioned above is far from complete, but it should give you a decent indication of the sorts of impairments you may be able to claim. Suppose you have a long-term medical condition that is severe enough and has hindered (or will impair) your ability to conduct one or more important living activities. In that case, you will most likely be eligible for Social Security disability payments.
It isn’t simple, though: first, a denied claim might seem like rejection by the government and society as a whole. Don’t be alarmed, however! Getting accepted for SSD is just the first step; your journey is far from done after it occurs. Call our Florida Social Security Disability Attorneys in Golden Injury Attorneys now; they will fight from beginning to end for the disability benefits you are entitled to.
